DO YOU SEE THIS?!
Yes! This is our land getting cleared! I went out there this morning and saw... no work being done... but its saturday and it was only 9:30 but there was a large tree already down! How exciting!!!!
It makes it look like the end is near! Just kidding!
We signed our official contract with Todd the other day (I had yet another migraine and was trying to hold my stomach down the whole time) But we got it done. Yes it is a little odd that we have gotten this far before signing a contract with our builder but he is a family friend so he has been great working with us! We also went over everything with him (price wise) and came to the conclusion that our dreams are a lot bigger than we once thought. We are upping our loan amount to cover this since we had originally were looking to just stay on the lower end of it. Not a big deal we just dont want to have a huge mortgage for 30 years, so time to hustle at work! :)
Speaking of loans... we headed to both banks we had 'pre-approvals' from yesterday to get our paperwork started and start comparing rates... well we found out that our actual bank wasted more of our time. Thankfully they gave us the wrong information for the second time and when the MLO FINALLY looked though our paperwork an hour and a half into our meeting he informed us that he was a liar. Okay so I am exaggerating a little bit... everyone knows people who work at banks wont ever admit to lying. ha!
I think I did really good this time though, I didnt snap the paperwork together and attempt to walk out like I did with the last bank that did this to us. I sat there gritting my teeth... till the jerk had the balls to say "I see the frustration on your faces" to which I replied "Oh yea, thats correct I am more than frustraited that you have yet again wasted our time when we clearly asked this question once before to you and you gave us a completely different answer. So thankfully 3 of you here in this department have wasted our time." as we walked out I made it clear to say to The Hubs that it was time to pull all of our accounts out of this bank. This will be done within this next week. By the time we were back on the road heading back to work we were hungry and angry and I cried. Yes. I broke and I cried. No actual tears fell down but I got that burning / blurry sensation in my eyes.
After eating we called our other bank to get a few things cleared up... she wasnt quite sure and had to call us back. When she called back with the answer we were looking for it was time to celebrate a small victory.
This is then when we dusted off the Makers Mark that we had been saving for a special occasion.
Some of the better whiskey I've had... but then again I havent had much because I dont really care for the taste. yuck.
